PFS Card Services Ireland awaits High Court refund guidance

This report is a localnews.ie summary based on public court reporting and records; sources are listed below.

PFS Card Services Ireland Limited’s refund process remained pending after a High Court directions hearing on 22 and 23 July 2025.

The joint liquidators sought guidance on electronic-money regulations before finalising how cardholders could claim refunds. The hearing included legal arguments from the liquidators, the Central Bank of Ireland and creditor Creacard SA; the court indicated it would issue its decision later.

Cardholders did not need to take further steps at that stage. The liquidators said they would send instructions on claiming refunds after the court’s decision.