By Ciaran Vale
The Court of Appeal has dismissed Jerry Beades' latest challenges concerning two Dublin properties and upheld restrictions on further litigation over them.
The appeals arose from three High Court actions concerning 31 Richmond Avenue, Fairview, and 21 Little Mary Street. The High Court struck out those proceedings in 2025 as abuses of process, finding that Beades was attempting to reopen matters already determined through earlier possession litigation.
The underlying possession order was made in 2008 in favour of IIB Homeloans Limited, now KBC Mortgage Finance Unlimited Company, on foot of a mortgage securing a €1.2 million loan. Beades appealed that order, but the Supreme Court dismissed his appeal in 2014.
In the later proceedings, Beades alleged that he had not signed the mortgage and that the original possession order had been obtained on a false basis. He also sought to revive arguments concerning the loan offer, questioned later transfers of the mortgage, and argued that he should have been treated as a consumer entitled to protection under EU unfair-contract-terms law.
Mr Justice McDonald, delivering the Court of Appeal judgment, rejected those arguments.
The court found that the mortgage had been openly exhibited in the original possession proceedings and that Beades could have raised any issue about his signature at that time. It also noted that in a 2008 affidavit he had himself referred to the mortgage as having been signed.
The court rejected his allegation of fraud on the courts, finding no evidence that IIB had consciously misled the High Court or Supreme Court. It also held that his consumer argument was untenable. The transaction concerned rented investment properties, while earlier evidence showed that Beades had a substantial property investment business and had expressly warranted that he was acting in the course of business.
The court upheld the litigation restriction order as proportionate, citing Beades' repeated attempts to relitigate issues already finally decided. All appeals were dismissed and the High Court orders affirmed.