Deirdre Dennis seeks to annul bankruptcy over mortgage charges

This report is a localnews.ie summary based on public court reporting and records; sources are listed below.

Deirdre Dennis sought to annul her bankruptcy over mortgage overcharging at the High Court, in an application heard on 9 March 2020.

Bank of Ireland admitted it had failed to provide a tracker mortgage when she was entitled to one.

The bank said she was entitled to compensation, redress and a refund of interest, and withdrew a €115,000 bankruptcy claim.

Dennis argued that the overcharging contributed to her bankruptcy and the loss of her family home in Killala, County Mayo.

The judge described the case as unusual and said she would issue a written judgment as soon as possible.

This report covers an earlier stage of the case. Later developments are not reported here.