Courts / Sligo / Report

Appeal against possession order for family home is dismissed

Date
2020-03-23
Stage
Appeal
Primary locality
Sligo
County
Sligo

Summary

The High Court in Dublin has dismissed an appeal brought by a County Sligo man seeking to overturn a possession order relating to his family home. Keith McNair had appealed a 2016 Circuit Court decision, made in favour of Start Mortgages DAC, concerning his property at Lisheen, Loughaneeteen, Calry. Mr McNair raised several grounds of appeal, including alleged breaches of the Family Home Protection Act 1976 and non-compliance with the Code of Conduct for Mortgage Arrears. He also argued the 2007 mortgage agreement was unlawful due to Start's authorisation status and claimed violations of EU consumer protection directives. Mr Justice Garrett Simons dismissed all grounds, finding Start was entitled to possession as the registered charge holder. The judge noted Mr McNair had not disputed significant arrears exceeding €470,000, with no repayments made since July 2011. A six-month stay on execution was imposed, with permission granted to apply for extension should pandemic conditions persist.

Who, what, where, when and why

What: Report matter: Appeal against possession order for family home is dismissed. Procedural stage: appeal

When:

Why: He further argued that that the 2007 mortgage agreement was unlawful because Start did not hold an authorisation from the Central Bank until 2008, and claimed that there was a failure by Start to comply with the EU Directive on unfair contract terms. CNI source report

Case subjects

Unnamed man

Appellant

Places mentioned

Court Venue
  • The High Court
  • High Court
  • Sligo
  • Sligo Circuit Court
Secondary Mention

Topics

Stage Appeal

Related court reports

Read the original CNI report

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