Courts / Cork / Report

Insolvency arrangement lets widow tackle €2.4m in debt, retain family home

Date
2024-02-26
Stage
Charge Or Pretrial
Primary locality
Cork
County
Cork

Summary

The High Court approved a Personal Insolvency Arrangement for 70‑year‑old widow Marian Phillips, allowing her to address about €2.4 million of debt while staying in her home at Kenley Close, Model Farm Road, Cork. Phillips had fallen into financial difficulty because of high interest rates on loans from lenders. Her creditors include Start Mortgages DAC (over €2 million owed), Cabot Financial, the Revenue Commissioners, a property management company and a solicitors' firm. Under the arrangement, four buy‑to‑let residential properties owned by Phillips – three in Cork and one in Clonmel, County Tipperary – valued at just over €1 million will be sold to satisfy secured creditors. The remaining debts will be written off. Phillips will also enter a State‑approved Mortgage‑to‑Rent/Social Tenancy scheme for her principal private residence, a semi‑detached three‑bedroom house valued at about €345,000.

Who, what, where, when and why

What: Report matter: Insolvency arrangement lets widow tackle €2.4m in debt, retain family home. Procedural stage: charge_or_pretrial

When:

Places mentioned

Court Venue
  • The High Court
Address Area
  • Model Farm Road
Secondary Mention

Topics

Stage Charge Or Pretrial

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