Courts / Wicklow / Report

Bank found out others had interest in apartments solicitor had mortgaged for €1.38m, trial hears

Date
2023-10-26
Stage
Trial
Primary locality
Redcross
County
Wicklow

Summary

In a trial held on 26 October 2023, retired National Irish Bank (NIB) business manager Noel McCole testified that the bank discovered other financial institutions had interests in four apartments that solicitor Michael Lynn (55) had purchased with a €1.38 million loan from NIB. McCole, who managed the Blanchardstown branch in the 1990s, explained that Lynn's solicitors had business accounts there, which were later closed. He described the loan application process, noting that Lynn initially proposed an 85 % loan‑to‑value ratio, which was rejected because NIB's guideline was 80 %. Lynn's assistant, Liz Doyle, emailed the bank in December 2006 seeking lending criteria, and an application was submitted in early 2007. NIB issued a facility letter on 13 February 2007, and Lynn signed it on 2 February. The bank drew down €1.38 million electronically on 16 March 2007, with a €5 000 charge deducted. Repayments were made between April and September 2007. Michael Lynn pleaded not guilty.

Who, what, where, when and why

What: Report matter: Bank found out others had interest in apartments solicitor had mortgaged for €1.38m, trial hears. Charges or matters: 21 counts of stealing property from various financial institutions between 2006 and 2007. Procedural stage: trial

When:

Why: The witness said he later became a business banking manager and a mortgage application by Mr Lynn to purchase several properties was referred to him because of his "prior knowledge" of the customer. CNI source report

Case subjects

Michael Lynn

Accused

Charges: 21 counts of stealing property from various financial institutions between 2006 and 2007 (Alleged Or Contested)

Plea: Not guilty

Places mentioned

Topics

Stage Trial

Related court reports

Read the original CNI report

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