Courts / Tipperary / Report

Subprime lender claims €1.39m is due on foot of IR£70,000 loan

Date
2015-07-15
Stage
Sentence
Primary locality
Tipperary
County
Tipperary

Summary

A subprime lender, Vivier Mortgages Ltd (formerly Home Funding Corporation), has applied to the High Court for possession of a family home in Cashel, Co. Tipperary, on the basis of a €1.39 million debt it claims is due on an IR£70,000 loan taken out in 2001. The lender seeks to re‑enter a repossession order obtained in 2007 against Patrick Cummins and his wife Christine Cummins. The loan was secured by the property and carried a 2 % monthly interest rate. Vivier alleges only eight of 158 scheduled repayments were made, totalling about €26,000, and that no payments have been made since 2011. The couple, who have medical conditions and are not working, oppose the application, citing prejudice from a lender delay between 2008 and 2010 and the former company founder's imprisonment. The judge has reserved a decision and suggested the parties attempt a settlement before a ruling is made.

Who, what, where, when and why

What: Report matter: Subprime lender claims €1.39m is due on foot of IR£70,000 loan. Procedural stage: sentence

When:

Places mentioned

Court Venue
  • High Court
Secondary Mention

Topics

Stage Sentence

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