Courts / Dublin / Report
Test case opens over refusal of Covid-19 business disruption claim
Summary
An action by Premier Dale Limited, trading as The Devlin Hotel, has been brought before the Commercial Court after its insurer, RSA Insurance Ireland DAC, refused to pay a business interruption claim arising from the hotel's closure in March 2020 due to the Covid‑19 pandemic. The hotel, part of the Press Up group, argues that the refusal amounts to a breach of its 2019 insurance contract, which it says entitles it to indemnity for losses exceeding €1 million. RSA contends that the policy requires an outbreak of a notifiable infectious disease on the premises, which did not occur, and therefore it is not obliged to pay. The hotel seeks damages for breach of contract, negligence and negligent misrepresentation, a declaration of its entitlement to indemnity, and an order restraining RSA from refusing to indemnify it.
Who, what, where, when and why
What: Report matter: Test case opens over refusal of Covid-19 business disruption claim. Procedural stage: hearing_or_decision
When:
- March 2020 Other
- October 2019 Other
- April 2020 Hearing Or Sentence
- March 15, 2020 Other
- 2021-06-22 Publication
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