Courts / Dublin / Report
Mortgage application fraudster avoids jail
Summary
A 40-year-old man from Keshcarrigan in County Leitrim has received a fully suspended three-year sentence at Dublin Circuit Criminal Court for mortgage fraud. Aidan McGovern pleaded guilty to submitting false documents to a bank in Swords in 2018 whilst applying for a €120,000 mortgage. The documents included fabricated wage slips from a non-existent company, a false P60 form, and a credit union statement belonging to another person. Bank staff became suspicious after noticing discrepancies including an incorrect account balance. McGovern admitted to editing the documents himself and emailing them knowingly to the financial institution. He attributed his actions to marital breakdown and a desire to secure housing. Judge Pauline Codd acknowledged his full co-operation with gardaí and low re-offending risk but emphasised the need to protect the integrity of loan applications. The sentence was suspended in full on condition he keeps the peace.
Who, what, where, when and why
What: Report matter: Mortgage application fraudster avoids jail. Charges or matters: providing false statements, wage slips for a non-existent company and a false p60 at KBC in Swords in 2018. Procedural stage: sentence
When:
- 2021-04-12 Publication
Why: The accused had outlined how he had edited the documents and confirmed that he had emailed documents which he knew were fraudulent to the bank in order to apply for a €120,000 mortgage. CNI source report
Case subjects
Defendant
Charges: providing false statements, wage slips for a non-existent company and a false p60 at KBC in Swords in 2018 (Admitted)
Plea: Guilty
Outcome: Judge Codd sentenced McGovern to three years in prison, suspending the sentence in full on the condition that he keep the peace.
Places mentioned
- Karen Duffy of Swords Garda Station
- Swords
- McGovern. Dublin Circuit Criminal Court
- Dublin
Topics
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