Courts / Meath / Report

Jail for 'fairly sophisticated' mortgage fraud

Summary

Dean Masterson, 34, a father of three with a history of serious convictions, was sentenced to one year in prison for attempting to defraud a bank by submitting false documents in a mortgage application. He sought a €220,000 loan to buy a family home, but bank staff detected the falsities and no money was disbursed. Masterson pleaded guilty to deception and five counts of using false instruments, having provided a fake salary certificate, payslip, P60 and two bank statements. The court noted his prior convictions for robbery, attempted robbery and theft between 2004 and 2012, and that he had not been convicted since 2016. Judge Pauline Codd highlighted the premeditation and deliberation involved, describing the offence as "fairly sophisticated" and imposing a four‑year sentence, with the final three years suspended on strict conditions.

Who, what, where, when and why

What: Report matter: Jail for 'fairly sophisticated' mortgage fraud. Charges or matters: deception and five counts of using a false instrument at KBC Bank, Sandwith Street, Dublin city centre on October 20, 2016. Procedural stage: sentence

When:

• October 20, 2016 Other
• 2004 and 2012 Incident
• 2021-02-03 Publication

Case subjects

Places mentioned

Topics

Fraud Stage Sentence Theft

Related court reports

• Drug driving conviction overturned after judge notes identity of interpreter was not recorded
• 'Please no, don't do this': criminal who held knife to baby during violent carjacking gets eight years
• Random garda stop led to €375k drugs discovery
• Assault rifle defendant wants to move prison after 'witnessing murder in a cell'
• Man (22) admits to having assault rifle in residential neighbourhood
• 'I f'ing smoked you': serial burglar jailed over home break-ins and high speed chases

Read the original CNI report