Courts / Dublin / Report
'Somewhat unfair' of insurer to tell pub Covid-19 loses were covered, exec accepts
Summary
A senior FBD executive, Kate Tobin, admitted it was "somewhat unfair" that the insurer had told Noel Anderson, owner of the Dublin bar/restaurant Lemon and Duke, that his business disruption policy would cover losses caused by Covid‑19, only to withdraw that cover weeks later. Anderson, whose partners include rugby players Sean O'Brien, Dave and Rob Kearney, and Jamie Heaslip, had switched to FBD believing its policies covered coronavirus. He was outraged when FBD informed him after the March shutdown that the policy did not cover pandemic‑related losses. Tobin, speaking by video link, acknowledged the withdrawal was unfair and explained that the email sent in early March was vague. She said that if she had known at the time, she would have advised that the policy did not cover a general quarantine or government‑mandated lockdown.
Who, what, where, when and why
What: Report matter: 'Somewhat unfair' of insurer to tell pub Covid-19 loses were covered, exec accepts. Procedural stage: trial
When:
- March 18th Other
- 2020-10-15 Publication
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