Courts / Dublin / Report

Pubs say FBD must indemnify them for Covid-19 losses

Summary

Several pub owners have brought test actions against FBD Insurance, arguing that their policies cover losses from Covid‑19 closures. They claim the policy contains a clause indemnifying them if premises are closed by order due to outbreaks of contagious diseases within 25 miles. FBD disputes this, stating a pandemic does not fall within the clause and that closures were due to national measures, not local outbreaks. The four cases involve Dublin bars Aberken (Sinnotts Bar), Hyper Trust Ltd (The Leopardstown Inn), Inn on Hibernian Way Ltd (Lemon & Duke), and Leinster Overview Concepts Ltd (Sean's Bar). The owners seek orders directing FBD to indemnify them for weekly losses ranging from €30,000 to €56,000, and declarations that they are entitled to indemnity under the policy. Mr Justice Barniville admitted all four cases to the fast‑track Commercial Court, setting a hearing in early October for three actions and adjourned the Lemon & Duke case for mediation.

Who, what, where, when and why

What: Report matter: Pubs say FBD must indemnify them for Covid-19 losses. Procedural stage: hearing_or_decision

When:

• 2020-05-25 Publication

Case subjects

Places mentioned

Topics

Stage Hearing Or Decision

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Read the original CNI report