Courts / Mayo / Report
Woman went bankrupt and lost family home after BOI overcharging
Summary
A woman who lost her family home in County Mayo and was subsequently adjudicated bankrupt has sought to have that bankruptcy annulled following a Bank of Ireland overcharging scandal. The High Court heard that Deirdre Dennis was charged more than twice the correct amount on her mortgage repayments between June 2012 and December 2017. Ms Dennis, who resided at Seaview Terrace, Killala, petitioned for bankruptcy in October 2017, believing she owed approximately €171,000 to the bank. Following a tracker mortgage examination in February 2019, Bank of Ireland acknowledged it had failed to provide Ms Dennis with a tracker mortgage to which she was entitled, apologised unreservedly, and withdrew its bankruptcy claim of €115,000. The bank accepted that its failure contributed to Ms Dennis losing her home. Ms Dennis now rents in Ballina and contends she would not have sought bankruptcy had she possessed complete information from the bank in October 2017. Ms Justice Teresa Pilkington heard the annulment application on Monday.
Who, what, where, when and why
What: Report matter: Woman went bankrupt and lost family home after BOI overcharging. Procedural stage: charge_or_pretrial
When:
- June 2012 Hearing Or Sentence
- December 2017 Hearing Or Sentence
- October 2017 Hearing Or Sentence
- October 2018 Hearing Or Sentence
- February 2019 Other
- 2020-03-09 Publication
Case subjects
Applicant
Outcome: reserved decision
Places mentioned
Topics
Related court reports
- 'Savage' burglars who targeted and brutally beat pensioner to death in own home get combined 43 years
- 'Remorseless' criminals who beat pensioner to death have combined 106 previous convictions
- Seriously injured victim 'bears no grudge' after Ballina Bus Éireann van collision
- Man admits to unlawful killing of Tom Niland five days into trial
- Jury in Tom Niland unlawful killing trial view CCTV montage
- Pensioner was 'crying blood' after alleged violent break-in, witness tells trial
If a fact, identity, locality or legal outcome needs review, email the newsroom with this report's details prefilled.
Email a correction request