Courts / Dublin / Report
Bank "quite happy" to let man live in home bought using forged documents
Summary
Patrick Spollen, 36, was found guilty of inducing the Bank of Ireland by deception in August 2016 to secure a €270,000 mortgage for a house in Walkinstown. He used forged employment, income, bank and credit union statements to apply. The mortgage was approved and disbursed in October 2016, but a later investigation revealed the documents were not legitimate and the bank had no record of his employment since 2010. Gardaí arrested Spollen in early 2017, and he admitted the documents were not legit. He pleaded guilty, claiming he was misguided and sought to provide a stable home for his partner and young daughter. The court noted the mortgage repayments remain ongoing and regular, and the bank is "quite happy" to allow him to continue living there. Judge Melanie Greally imposed a fully suspended two‑year prison sentence, contingent on Spollen keeping the peace and behaving well, and credited him for his guilty plea, repayment record and family circumstances.
Who, what, where, when and why
What: Report matter: Bank "quite happy" to let man live in home bought using forged documents. Charges or matters: inducing Bank of Ireland by deception on dates in August 2016 in order to make a gain for himself. Procedural stage: sentence
When:
- August 2016 Other
- October 2016 Other
- 2019-12-05 Publication
Why: A "misguided" man who used fake documents to apply for a €270,000 mortgage in order to give his family "a stable home" has received a fully suspended sentence. CNI source report
Case subjects
Defendant
Charges: inducing Bank of Ireland by deception on dates in August 2016 in order to make a gain for himself (Admitted)
Plea: Guilty
Outcome: Judge Melanie Greally suspended a two year prison sentence on condition the Spollen keep the peace and be of good behaviour.
Places mentioned
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