Courts / Armagh / Report
NI man avoids jail over fraudulent loan applications
Summary
An Armagh man, Adrian Grant, 48, pleaded guilty in Dublin Circuit Criminal Court to three counts of dishonestly by deception. He used false documentation bearing the name "Gerard Grant" to submit two mortgage applications in 2011 and 2014 and a hire‑purchase application to Volkswagen Bank in 2013. The mortgage applications for a property in Kells failed, but he obtained €18,000 in car finance, which he has since repaid. Grant had a prior conviction in Northern Ireland for selling counterfeit washing powder. He explained that he had lost two properties after being let go from construction work and was under severe financial pressure, caring for a seriously ill wife. The court noted his cooperation with Gardaí and the absence of victims. Judge Martin Nolan imposed a three‑year sentence, suspended in full.
Who, what, where, when and why
What: Report matter: NI man avoids jail over fraudulent loan applications. Charges or matters: two counts of dishonestly by deception inducing a person to process a mortgage application with the intention of making a gain for himself on April 15, 2011 and February 12, 2014; dishonestly by deception inducing Volkswagen Bank GmbH Ireland branch to enter into a hire purchase agreement on May 24, 2013. Procedural stage: sentence
When:
- April 15, 2011 Hearing Or Sentence
- February 12, 2014 Hearing Or Sentence
- May 24, 2013 Other
- 2019-10-17 Publication
Case subjects
Defendant
Charges: two counts of dishonestly by deception inducing a person to process a mortgage application with the intention of making a gain for himself on April 15, 2011 and February 12, 2014; dishonestly by deception inducing Volkswagen Bank GmbH Ireland branch to enter into a hire purchase agreement on May 24, 2013 (Admitted)
Plea: Guilty
Outcome: Judge Nolan imposed a three year sentence which he suspended in full.
Places mentioned
Topics
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