For theft or damage to the rental vehicle, the Amex Platinum card covers up to $75,000. For a comprehensive guide to all of the value you can get out of this card, check out these benefits of the Amex Platinum Card. Glad I checked this out because I was going to rent with Enterprise and thought I could upgrade for free 🙁. The complimentary insurance offered on the Platinum Charge card (personal and business varieties) is substantially more generous than any other credit card available in New Zealand. Image Credit: American Express. Status with a rental car company can get you car upgrades, priority services, etc. Police report that includes damage, theft, or accident information. Using your Amex Platinum card to reserve and pay for your rental car reservation can result in vehicle upgrades, discounted rates, VIP pick up and return, and other perks that make your rental car experience better. Click here or call 800-525-3355 to enroll in Hertz Gold Rewards. One of the key benefits is their 4 hour grace period, allowing you to return the car later without being charged for an extra day. American Express Platinum Card members receive complimentary Emerald Club Executive membership and up to 20% off on rentals when you use Contract ID 5028695.There is no announced expiration date for this … As an Amex Platinum cardmember, you will receive free enrollment in Hertz Gold Plus Rewards. 10 Benefits of Using Amex Platinum with Car Rentals, American Express Car Rental Privileges Program, The Top 10 Credit Cards for Airline Travel. I don’t have car rental privileges at all on my Charles Schwab Platinum card. The Amex Platinum comes with rental car insurance, also known as collision damage waiver (CDW), that will cover you up to $75,000 for 30 consecutive days. Car rental privileges with Avis, Hertz, and National Car Rental, Terms Apply. The American Express Platinum charge card is issued directly by American Express. Thanks for reading! If the link times out and is not available, you can log in to your account and see the terms and conditions for the coverage. About The Platinum Card. If I am involved in a accident do I have to call my personal insurance to file a claim? We take your comments very seriously as they really help us to improve the site. Should You Consider The Capital One Venture Card? At $450 a year, it may seem more than a bit steep, but keep in mind it is intended for frequent business travelers who are more likely to encounter events that will require the use of the insurance benefits and stand to save significant amounts of money by using the card. This benefit lets you skip one of the most annoying and … PAI is personal accident insurance, PEP is Personal Effects Protection, and ALI is Additional Liability Insurance. It only states secondary. If the rental vehicle is paid for entirely with an Amex Platinum that belongs to someone other than the authorized driver, would Amex still provide coverage for any damages if the cardholder is not in the vehicle? When it comes to getting more for your travel dollar and the convenience of a speedy trip through the check-in lines, this benefit ranks near the top. First, let’s take a quick look at the Amex Platinum Card as a whole. Email needed if you'd like comment updates. Is this in writing anywhere? Yes, since the Amex Platinum provides secondary insurance it will cover you if your personal policy does not. Amex Platinum rental car benefits All versions of the Platinum Card® from American Express, including the (discontinued) Mercedes-Benz, Morgan Stanley, The American Express Platinum® Card for Schwab and Business Platinum Card® from American Express offer complimentary elite status with Avis, Hertz … Just as with hotel chains, the Amex Platinum gets you rental car benefits with instant status at several car rental companies. Hi JJ W. According to the Amex site, your card does have car rental insurance. The American Express (Amex) card lags behind the more popular MasterCard and VISA brands in part due to the merchant costs to accept the card. The Amex Platinum Card offers secondary coverage. The only additional benefit you receive with National Executive status is earning points with Enterprise. Simply call your American Express Membership Travel Service and request a rental car from SIXT. Click here to see a list of advertisers that we work with. However, frequent travelers and people who do their business spending using American Express know the value of the card and reap its benefits every day. You can then present your specific question to them and receive further clarification. Login. Here is the link. But feel free to contact Amex directly regarding this, as they may have a policy that is disclosed elsewhere. American Express car rental benefits vary by your specific American Express card. Allen Lee is a Toronto-based freelance writer who studied business in school but has since turned to other pursuits. Bottom Line: To be eligible for car rental loss and damage insurance from the Amex Platinum Card, you need to pay for the entire rental cost with your card and decline the collision damage waiver (CDW) offered by the rental company. Customer Service and Claims Department Toll-free: 1-800-338-1670 International Collect: 1-216-617-2500, Car Rental Loss and Damage Insurance P.O. This includes the countries of Australia, Ireland, Israel, Italy, Jamaica and New Zealand. Though it is something most people prefer not to think about very often, there are many people who get injured in car accidents that end up being killed or severely injured. Additionally, if the cardmember, authorized driver, or passenger suffers an accidental death or dismemberment as a direct result of an accident that occurs in the rental car, the plan pays up to $200,000 for the cardmember and $20,000 for an authorized driver or passenger with a per accident max of $300,000. For rates and fees of the Amex Platinum card, click here. If my personal auto insurance does not cover car rentals in Europe, will my Amex card then provide insurance coverage? Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. Along with its association with three of the major car rental companies – Avis, Hertz, and National – it comes with the American Express Car Rental Privileges Program. He spends more time than is perhaps wise with his eyes fixed on a screen either reading history books, keeping up with international news, or playing the latest releases on the Steam platform, which serve as the subject matter for much of his writing output. The following exceptions apply: Any personal property that is damaged or stolen while secured in a rental vehicle is covered up to $1,000 per person and a total of $2,000 per accident. My spouse is a free additional driver because of my Hertz Five Star membership, the rate code I used, or because spouses are free by law in some locations. © 2021 Upgraded Points™, LLC. You can contact them at 1-800-338-1670. All of these coverages are optional for purchase. A new offer has just been rolled out for my favorite car rental company, Silvercar. Hertz Gold Plus Rewards® named the #1 car rental loyalty program. This site does not include all credit card companies or all available credit card offers. The American Express Platinum Card® for Schwab. In addition to exploring England, she visited Ireland, Scotland and the Netherlands during that time and loved every minute of it (everything except the hostel in Scotland – that’s an experience she doesn’t intend on repeating!) Platinum and Business Platinum Card Members are only eligible for 1 additional point on cruise reservations. This site does not include all credit card companies or all available credit card offers that are on the market. While the dollar figure may seem daunting, this card comes with a lot of benefits to offset the cost. About. Thanks for reading! Thanks for reading. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. As part of the benefits of holding the Amex Platinum Card, you will receive complimentary memberships with Avis, Hertz, and National Car Rental programs. Currently, Lee is practicing the smidgen of Chinese that he picked up while visiting the Chinese mainland in hopes of someday being able to read certain historical texts in their original language. It’s known for amazing perks, but it also carries a steep annual fee. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; Prepaid Cards. Benefits include: Click here or call 800-525-3355 to enroll in Emerald Club. Hi Pb. Box 94729 Cleveland, OH 44101-4729. This site does not include all credit card companies or all available credit card offers that are on the market. You MUST clear your balance in full at the end of each … This premium credit card comes with a premium price tag. Hey Lisa, unfortunately that is correct. Additionally, American Express will waive the American Express Travel fee on flight modifications or new bookings now through March 31, 2021. The Amex Platinum card offers many benefits, including car rental insurance and car rental privileges with Avis, Hertz, and National Car Rental. Save on Silvercar rentals with Amex Offers. New competition requires making changes to rewards programs, and American Express has included up to $200 in free Uber credits per year. I was comparing/contrasting the various Travel & Purchase Protections of my Platinum Card vs. my Ritz-Carlton card just today and this article was insightful with regards to the car rental provisions. It is a very competitive alternative to many of the other travel and car rental cards available. These perks only apply to U.S and Canadian residents who are renting at a participating Avis location in the U.S or Canada. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). You can earn National points with Enterprise but other benefits do not carry over. Similar to the personal Platinum card, these bonuses are limited to those who had a Business Platinum card prior to Nov. 1, 2020. Are these different? The Amex Platinum - Car Rental Insurance & Benefits [2020] Posted: (3 days ago) The Amex Platinum card offers many benefits, including car rental insurance and car rental privileges with Avis, Hertz, and National Car Rental. Use code CDP#211762 when enrolling in Hertz Gold Plus Rewards to ensure you receive your benefits. This benefit lets you skip one of the most annoying and time-consuming aspects of travel – having to wait in line to get your rental car. In the US check your insurance and/or credit card for rental … https://www.americanexpress.com/us/credit-cards/features-benefits/policies/car-rental-loss-and-damage-insurance-terms.html. The first thing you should know about the car rental loss and damage insurance offered by the Amex Platinum card is how to remain eligible. Did AMEX cancel it? Click here or call 800-331-1212 to enroll in Avis. The third major car rental company in this list, the Hertz benefit gives you as much as 25% off of regular car rental contract rates. National Car Rental and American Express Platinum Enjoy Emerald Club Executive Membership! While being the company with the insanely exclusive Guardian card, which restricts applications through an “invitation only” offer, the company has a number of other options including the American Express Platinum card. Hi Valerie. Will my Amex platinum insurance benefits then kick in? While liability is a different issue, even if your car is stolen or you get carjacked you can drive your favorite rental car knowing that you’re covered. No responsibility will be taken by the bank advertiser for these comments. A discount on limousine service. Is the Discover It Cash Back Card Worth It? Log into your Amex Platinum Card account on this page, and you’ll see all the options to take advantage of your car rental privileges. Earlier it was mentioned that traveling abroad can be less than straightforward. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.Â. Bottom Line: The Amex Platinum Card offers secondary coverage, which means you need to submit a claim with your other insurance first before you can submit a claim through American Express. As a point of clarification, the National Executive status is great but it doesn’t transfer to Enterprise. Travel is a key part of this compulsion and luxury and prestige car rental is my … Simply log in to your American Express account and head to the benefits tab to enroll. What is the Amex Platinum car rental insurance policy? Experience a range of premium travel and lifestyle benefits with the American Express Platinum Card®, including airport lounge access, room upgrades and more. The Amex Platinum Card offers a few different types of benefits you might want to take advantage of when renting a car: This post will dig into these benefits to explore what they cover, what they don’t, and how you can benefit from them. So If your personal auto insurance will not cover damage to your rental car in another country, then you can submit a claim with your secondary insurance. Key facts: £575 annual fee. Rental Car Benefits with Hertz, Avis & National. Check for Pre-qualified Credit Card Offers; Travel Credit Cards; Cash Back Credit Cards; No Annual Fee Credit Cards; Credit Intel – Financial Education Center; The Amex Platinum card offers many benefits, including car rental insurance and car rental privileges with Avis, Hertz, and National Car Rental. Secondary insurance means it will only come into play if your personal auto insurance does not apply. You do not need a primary carrier. Other Key Benefits of the Amex Platinum Card. These perks are all included with the Amex Platinum card annual fee. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Click here to see a list of advertisers that we work with. Hacking luxury driving experiences for maximum fun & benefit using the Amex Platinum Charge Card I am a compulsive ‘experience connoisseur’. We have included our featured coupons and discounts to compare with Amex car rental dealss so you get the cheapest AMEX car rental. Experience a more rewarding journey. As American Express cardmember, you will receive: Special offers on rental cars. It will take about 45 days to receive a final decision regarding your claim, however, it could be up to 90 days for international rentals. Hello Francis. Continue reading to discover 10 of the many benefits the Platinum Card has to offer for renting a car. There does not appear to be anything in the T&C that states a hard limit on the number of times you can submit a claim. Secondary car rental insurance means you need to file a claim with any other applicable insurance first. For rates and fees of The Platinum Card® from American Express, click here. If you have any questions about your claim, call 1-800-338-1670. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. I find the biggest hassle of using the Plat Amex car rental insurance is getting Hertz to print a rental agreement listing all authorised drivers. To make an American Express Platinum Card rental car insurance claim, call (800) 338-1670 in the U.S. only or call (440) 914-2950 from other locations worldwide. The Platinum card has recently been reintroduced to the business public, and it is packed with car rental benefits. Please see our Advertiser Disclosure for more details! This means that you need to file a claim with any other applicable insurance first before this coverage kicks in. To be eligible you need to pay for the entire rental with your Amex Platinum Card and decline the CDW offered by the car rental agency. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. Full Disclosure: We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. However, for clarification regarding a specific situation, you should always call the benefit administrator directly using the number on the back of your card. For Platinum cardholders who had an open and active account as of Nov. 1, 2021, one of the Amex Offers available to them is with Avis Car Rental. The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. This card comes with primary car rental insurance and only a $95 annual fee. CRLDI_Benefit_Guide_371-397_EDT01.20REV_10.20.pdf-Opening in new window View Policy. You should make a call to the benefits administrator (phone number on the back of your card) for clarification on which coverage you have on your card and also to your auto insurance carrier (if applicable) if you have more questions. If you prefer primary coverage (meaning you don’t have to file a claim with your other insurance first), take a look at the Chase Sapphire Preferred® Card. You’re entitled to these privileges for as long as you have the Amex Platinum Card. You will want to contact the claim administrator by calling the number on the back of your card before you travel. I can’t find that statement you made about AMEX Platinum acting as Primary on rental cars in other countries. The Amex Platinum - Car Rental Insurance & Benefits [2020] COUPON (3 days ago) Image Credit: American Express Amex Platinum Card Car Rental Privileges. As part of the benefits of holding the Amex Platinum Card, you will receive complimentary memberships with Avis, Hertz, and National Car Rental programs. Check card terms for details. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Disclaimer: Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards.  The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Also, not every type of vehicle is covered, so you want to check to see if your favorite rental is in that group. Normally you need to decline the CDW (LDW) for credit card coverage to take affect. 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